What is Yoga Insurance?
Becoming a yoga instructor can lead to a career path that’s both personally and financially rewarding, but taking on the role of a teacher comes with some risk. For example, instructors can sometimes be held financially liable if a student is seriously injured in one of their classes. Yoga insurance policies help protected yoga instructors in Vermont from a variety of covered risks that they’re exposed to.
Yoga insurance policies are specially designed commercial policies that meet the unique needs of yoga instructors and their businesses. Most of these policies come as package policies that have multiple coverages in them, and instructors can often adjust the their particular policy’s coverages so that the protections meet their needs.
Who in Vermont is Yoga Instructor Insurance Right For
Generally speaking, most yoga instructors and yoga studios in Vermont ought to carry yoga instructor insurance. Instructors and studios can be dangerously exposed to risks if they don’t have insurance, and this is usually the most appropriate type of insurance for this line of work.
In some situations, instructors might receive coverage through a studio that they work for. Not all studios provide coverage for instructors, though, and any coverage that a studio does offer likely won’t extend to classes and one-on-one sessions that aren’t directly offered through the studio.
Because of the caveats that often come with studio-provided coverage, instructors should consult an insurance agent who specializes in this type of commercial policy before they rely on a studio for their coverage. A knowledgeable agent will be able to review a studio’s policy and explain what (if any) protections it affords an instructor.