• Signs and Glass Coverage
• Apprenticeship Program Coverage
The services that tattoo shops offer inherently expose these businesses to certain risks, including both property and liability perils. In addition to many risks that are common to a variety of businesses, for example, parlors also have to consider what would happen if an artist made a mistake in a design or a client contract a communicable disease. Tattoo shop insurance helps tattoo parlors in Vermont protect themselves from many covered risks like these.
Tattoo shop insurance is a specialized form of commercial insurance that’s uniquely crafted for tattoo parlors. In order to offer these businesses robust protection, most policies come with multiple coverages that are bundled together into a package policy.
The vast majority of tattoo parlors in Vermont ought to carry tattoo artist insurance, Nearly every business in this industry is exposed to at least some risk and this is usually the most appropriate type of insurance for these businesses to get. Not having a tattoo artist policy in place can leave a parlor dangerously and unnecessarily exposed to possible risks.
Tattoo artist insurance may provide a number of different coverages. Some protections that are commonly found in these policies include:
Tattoo shops that own the space they’re located in may also need building coverage for their building. An insurance agent who’s familiar with this type of commercial policy can help parlors make sure they have the right combination of coverages for their situation.
Coverage for guest artists isn’t always included as a standard protection in tattoo artist policies, but it often can be added if the protection is necessary. An insurance agent can usually help add the coverage when it’s needed.
Whether tattoo shop policies cover work performed off-site at conventions depends on the specifics of a policy. Some will cover this type of activity, while others don’t offer the protection as a standard item. Tattoo artists who want to offer tattoos at a convention should speak with an insurance agent in advance of any event to find out whether their policy will cover the event to make sure they’re well protected.
Tattoo shop policies vary in price because their premiums are based on many factors, but the policies generally tend to be affordable considering the protections that they provide. An independent agent who’s able to request quotes from multiple insurance companies can help parlors determine how much a policy that offers the right combination of coverages will cost.
For help insuring a tattoo parlor in Vermont, contact the independent insurance agents at Paige & Campbell Insurance. Our agents have worked with several tattoo parlors, and they have the expertise necessary to help you find a tattoo shop insurance policy that’s right for your parlor.