What is Snow Plowing Insurance?
Removing snow from driveways, parking lots and public areas can be profitable work, but there is a certain amount of risk involved. Snow plowing insurance policies help protect snow removal companies in Vermont from a range of potential risks that they’re exposed to.
Snow plowing insurance is a specialized form of commercial insurance that’s uniquely crafted to meet the risk mitigation needs of snow removal companies. Most policies include multiple coverage options that businesses can select from to create a network of protections suited for their situation.
What Vermont Businesses is Snow Plow Insurance Right For?
Most companies in Vermont that offer snow removal services should have snow plow insurance. A policy may be appropriate for:
- Companies that provide commercial and/or residential snow removal services
- Sole proprietors that are paid for plowing driveways
- Landscapers that provide snow removal services during winter
Do Individuals Need a Commercial Snow Plow Policy?
Whether an individual truck owner needs a commercial snow plow policy or can rely on their personal auto insurance often depends on whether they’re paid for plowing driveways. Individuals who plow friends, neighbors or family members’ driveways in exchange for monetary compensation normally need a commercial policy, while those who do this for nothing in exchange usually don’t need a special snow plow policy.
