What is Siding Contractors Insurance?
Installing and replacing siding on buildings comes with some inherent risks, including both property risks and liability risks. Siding contractors insurance helps Vermont businesses that install and replace siding financially protect themselves from many of the perils they face.
Siding contractors insurance is a specially designed commercial insurance that’s well-suited to many siding businesses’ needs. Most of these policies come as packaged policies and offer a variety of protections, from which contractors can usually choose the exact ones that they want.
What Businesses in Vermont Need a Siding Contractors Policy?
Most Vermont businesses that specialized in siding work should have a siding contractors policy in place. Not carrying insurance can leave a business dangerously exposed to risk, and some customers may only hire contractors who have insurance. Of the various commercial insurance options, this tends to be the best choice for businesses that only do siding work.
Businesses that do siding work alongside other construction work may need an insurance policy that’s not quite as specialized. For instance, a general contractors policy might be more advisable than a siding contractors policy in this situation. An insurance agent who specializes in siding contractors and similar construction policies can make an informed policy recommendation after reviewing a business’ specific situation.