What is Plumbing Insurance?
Plumbers and their businesses are exposed to a variety of possible risks, including both property- and liability-related perils as well as others. Plumbing insurance policies help financially protect plumbers in Vermont from many of the perils they face.
Plumbing insurance policies are commercial insurance policies that have been specially designed to meet the needs of plumbers and their businesses. Most policies are drafted as package policies which combine several coverages together. This allows the policies to protect against a wide range of risks.
What Businesses in Vermont is Plumbers Insurance Right For?
The majority of Vermont businesses that provide plumbing services can benefit from the protections afforded by a plumbers policy. Some examples of these businesses include:
- Self-employed plumbers
- Employed plumbers who do side work on their own
- Commercial plumbing businesses
- Residential plumbing businesses
Along with these, businesses that do plumbing work alongside other work might need this type of insurance. For example, HVAC service providers who also offer plumbing services may need plumbers insurance. Batch remodelers, kitchen remodelers and homebuilders might too since they likely install plumbing fixtures at times.
An insurance agent sho specializes in plumbers insurance can help businesses determine whether this is the right insurance for their situation. An agent who’s familiar with plumbers policies will also probably be knowledgeable about other, similar insurance policies and be able to provide an informed recommendation after reviewing a business’ risk exposure.