What is Pet Insurance?
Pets, like people, need medical treatment from time to time. Pet insurance helps dog and other pet owners in Vermont pay for covered veterinary care that their furry friends need.
Pet insurance is a highly specialized form of insurance. Most policies are purchased as stand-alone policies and offer several coverage options that pet owners can select.
Who in Vermont Needs Pet Coverage?
Most Vermont residents who own pets can benefit from getting pet coverage. For many pet owners, coverage can help make potentially costly veterinary procedures more affordable. Even for those who can afford to pay multi-thousand-dollar bills, having coverage still helps remove the stress that comes with deciding how much to spend on a sick or injured pet.
What Do Pet Policies Cover?
Pet policies generally pay a portion of covered veterinary bills. What qualifies as a covered bill can vary from one policy to another. Some policies may cover:
- Injuries sustained in accidents
- Illnesses contracted by pets
- Hereditary conditions
- Behavioral issues
Unlike many health insurance policies that include coverage for preventative care, pet policies often don’t offer preventative care coverage as a standard protection. Instead, coverage for vaccines, screenings and other qualifying preventative treatments is usually offered as an optional protection.