HOMEOWNERS INSURANCE IN VERMONT

A home represents a significant investment. If it is damaged or destroyed, you must be able to pay to repair or replace it. Homeowners insurance can help to provide repair and replacement costs for the structure of your home, appliances, clothing, electronics, and other contents. For additional protection, you may want to consider insurance riders for your valuable jewelry and artwork. If you live in a moderate-high flood risk area, speak with your agent about purchasing separate flood insurance to help protect you against the damages that can occur due to flooding.

Even if you do not own a house, condo insurance and rental insurance can help to provide significant protections for your home and belongings. Your agent can help you find the policy that’s best fit for you.

In addition to property protection, homeowners and other insurance options can help to provide liability coverage. If a workman, friend, or other third party is injured on your property, your dog bites someone, or other damaging situations occur, liability coverage can help to pay qualifying medical bills and lawsuit fees.

CAR INSURANCE

Vermont requires that drivers carry personal insurance for their vehicles. With car insurance and motorcycle insurance, you must have a minimum amount of liability insurance to comply with state law. You may also want to purchase additional insurance such as collision, medical expenses, and comprehensive coverage to broaden the protections for your vehicle.

Recreational vehicle owners also benefit from insurance coverage. Snowmobile insurance, boat insurance, and ATV insurance can help to cover you for damages and injuries caused by these recreational vehicles so you can get out and enjoy life without worrying.

ADDITIONAL COVERAGE OPTIONS

Every life is different, and every insurance portfolio must be, too. Your agent will work with you to determine what type of coverage you might need to insure against the most common risks you face. Some types of coverage you may want to ask about include:

• Income Protection
• Life Insurance
• Disability
• Event Insurance
• Pet Insurance
• Personal Umbrella Insurance

With these important policies, most areas of your life can be insured, providing you with broad protections against a number of situations.

You never know what life will bring. A car accident, theft, fire, or other event could change your life and ruin your plans for the future. Help to protect yourself and your loved ones with Vermont personal insurance products tailored to your insurance needs.