What’s Masonry Insurance?
The work that masons do exposes them to a range of potential risks, including both liability- and property-related risks. Masonry insurance helps masons working in Vermont protect themselves from many of the risks they face.
Masonry insurance is a specialized form of commercial insurance that’s designed specifically for masonry professionals and businesses. Masons are generally able to get multiple coverages through a policy, with those coverages being conveniently packaged together.
What Businesses in Vermont Need Masonry Contractor Insurance?
Most professionals and businesses that perform masonry work in Vermont should have masonry contractor insurance. This includes businesses that do original brickwork and stonework, as well as those that repair existing brick and stone structures. Not insuring a business leaves the business exposed to financial risk, and this is normally the most appropriate type of insurance policy for businesses in this industry.
Businesses that do masonry work alongside other forms of construction should consult with a knowledgeable insurance agent. An agent who’s familiar with both masonry and other construction insurance policies will know what policy option(s) best suit a business.
In many cases, businesses that do masonry and other construction work need a masonry policy and another contractors policy. Other contractors policies usually exclude masonry work, and masonry policies often don’t cover all of the risks associated with other types of construction.