What is House Cleaning Insurance?
Operating a residential cleaning service can be profitable work, but it’s work that comes with certain risks. From accusations to accidents, house cleaning insurance can help Vermont home cleaners protect themselves from a plethora of risks.
House cleaning insurance is specialized commercial insurance for individuals and businesses that offer residential cleaning services. Policies typically come with multiple coverages packaged together, so they can provide robust protection against a host of perils.
Who in Vermont Should Carry Home Cleaning Insurance?
Broadly speaking, most individuals and businesses that charge for residential cleaning services in Vermont ought to carry home cleaning insurance. Insurance normally isn’t needed when cleaning for a friend or family member, and not exchanging any payment for the service. If cleaning is done in exchange for payment, however, the work probably constitutes business and likely should be insured.
Home cleaners can get help assessing their particular situation by talking with an insurance agent who specializes in home cleaning insurance policies. After reviewing a cleaner’s activity, a specialized agent will be able to determine whether coverage should be purchased.