What is Home Inspector Insurance?
Home inspectors are responsible for ensuring the integrity of clients’ homes, and a single mistake in this type of work can have costly consequences. Home inspector insurance may help inspectors in Vermont shield themselves from error-related and other risks.
Home inspector insurance is specialized commercial insurance for residential building inspectors. The insurance normally comes in the form of a package policy that combines coverages together, which allows the policy to protect against multiple risks.
What Vermont Professionals Should Carry Residential Home Inspector Insurance?
Vermont is one of the few states that doesn’t require home inspectors to carry insurance in most situations. Forgoing insurance generally isn’t advisable when inspecting buildings, however.
Among the various insurance options, residential home inspector insurance tends to be the most appropriate policy type for residential building inspectors. Inspectors who check single-family, townhome, condominium and smaller multi-family buildings may want this insurance. Inspectors who check commercial, industrial or other larger buildings often need a different type of policy.