What is Handyman Insurance?
Working as a self-employed handyman (or woman) can be a profitable career, but the work comes with certain risks. Vermont professionals who perform basic maintenance services should protect themselves against the property and liability perils that they face, and handyman insurance can help with this.
Handyman insurance is specialized commercial insurance for professionals who provide basic maintenance and/or repair services. In order to provide both property and liability protections, most handyman policies are underwritten as package policies that have multiple coverages within them.
Who in Vermont Should Carry Self-Employed Handyman Insurance?
Most professionals who provide basic maintenance and/or repair services in Vermont should consider purchasing a handyman policy. Not having insurance can leave professionals exposed to substantial risk (especially if they work as a sole proprietor), and this tends to be the best type of insurance for professionals that do this work.
At times, professionals might find that they can’t get certain jobs without having an insurance policy in place. Homeowners and businesses sometimes will only hire insured professionals.