What Is Framing Insurance?
Framing homes and other buildings comes with a great deal of responsibility and an according amount of potential risk. Framing contractors may be held responsible for workplace accidents or mistakes in their work, and these liability risks are in addition to common property risks that many businesses in different industries face. Framing insurance helps protect framing contractors and businesses in Vermont from a variety of liability and property risks that they face.
Framing insurance is a specialized form of commercial insurance that’s specifically tailored to meet the risk mitigation needs of framing contractors and businesses. In order to protect against the diverse risks that these businesses face, framing policies usually have multiple coverages that get packaged together.
What Vermont Businesses Need a Framing Policy?
Most Vermont businesses that build the essential structures of homes or other buildings should consider purchasing a framing policy. This includes framing contractors as well as some other businesses. All of the following businesses should speak with an agent who specializes in these types of policies to see whether this insurance is suited to their situation:
- Residential framers
- Commercial framers
- Wood framing contractors
- Steel framing contractors
- Post-frame contractors
Businesses that work on-site on wood frame component fabrication might find that this type of policy meets their needs too.
In some cases, contractors who do framing and other work might need the protections that framing policies provide but other coverages also. General contractors, homebuilders and commercial construction companies that do framing, for instance, will likely find that a more robust insurance policy is necessary. An insurance agent who’s familiar with framing and other construction insurance policies can help select the most appropriate type of policy for a business.
