Should flatbed tow trucks purchase flatbed truck insurance?
Other insurance options are normally better for flatbed tow trucks. Even though tow trucks might technically have a flatbed where cars are secured, flatbed truck policies are primarily intended for larger trucks with flatbeds. A tow truck policy is usually the right choice for flatbed tow trucks.
Should flatbed operators purchase non-trucking coverage?
Non-trucking coverage usually extends insurance protections to when a truck is being driven for personal reasons, and not work reasons. The coverage might be needed if an over-the-road driver parks their tractor at home, for instance.
Businesses that use flatbeds for only day-long deliveries usually don’t need non-trucking coverage. If drivers take their own vehicles to and from the business’ location, then there’s probably little need for any non-work coverage.
Businesses that have long-distance routes may need non-trucking coverage. An insurance agent who specializes in these policies can help businesses review how their long-haul drivers use trucks, and determine whether non-trucking coverage is appropriate.
How can Vermont businesses get flatbed insurance?
For help insuring flatbed trucks registered in Vermont, talk with the independent insurance agents of Paige & Campbell Insurance. Our insurance agents can help you determine coverage needs, and then check different flatbed insurance policies that meet those needs. We’ll work closely with you to determine which is the best available policy for your business’ flatbeds.