The equipment that flatbeds transport presents increased risks compared to most other trucks. Equipment can be worth tens or hundreds of thousands, and its size and weight can make accidents more likely. Even if not transporting equipment, many of the other goods that go on flatbeds pose similar risks (e.g. especially if moving a prefab house). To protect against these risks. Vermont businesses that have flatbed trucks generally should purchase flatbed insurance.
Flatbed insurance is specialized commercial truck insurance for flatbed trucks. Policies’ terms and coverages are tailored to the particular risks that flatbeds pose.
Vermont state law generally requires that commercial vehicles are insured. Flatbed truck insurance is normally the best way to insure flatbed trucks, so most businesses with this equipment need a policy.
Some examples of businesses that might purchase these policies include:
Other insurance options are normally better for flatbed tow trucks. Even though tow trucks might technically have a flatbed where cars are secured, flatbed truck policies are primarily intended for larger trucks with flatbeds. A tow truck policy is usually the right choice for flatbed tow trucks.
Non-trucking coverage usually extends insurance protections to when a truck is being driven for personal reasons, and not work reasons. The coverage might be needed if an over-the-road driver parks their tractor at home, for instance.
Businesses that use flatbeds for only day-long deliveries usually don’t need non-trucking coverage. If drivers take their own vehicles to and from the business’ location, then there’s probably little need for any non-work coverage.
Businesses that have long-distance routes may need non-trucking coverage. An insurance agent who specializes in these policies can help businesses review how their long-haul drivers use trucks, and determine whether non-trucking coverage is appropriate.
For help insuring flatbed trucks registered in Vermont, talk with the independent insurance agents of Paige & Campbell Insurance. Our insurance agents can help you determine coverage needs, and then check different flatbed insurance policies that meet those needs. We’ll work closely with you to determine which is the best available policy for your business’ flatbeds.
Barre
P.O. Box 469
297 North Main Street
Barre, VT 05641
(802) 476-6631
Bradford
P.O. Box 392
25 North Main Street
Bradford, VT
(802) 222-5222
Waitsfield
5197 Main Street, Suite 3
Waitsfield, VT 05673
(802) 496-3118
Mike Bancroft is simply an amazing agent. When my business got burglarized, I was so upset and didn't know what to do. He was very prompt in calling me back and he put my mind at ease. He made me feel so much better and handled all of the paperwork immediately. His customer service is top notch and I highly recommend him!