What is Electrician Insurance?
Electricians are exposed to both common risks that many businesses face and dangers that are specific to working with electricity. Electrician insurance won’t prevent property from being damaged or someone from being injured, but it can help shield electricians in Vermont from some of the financial consequences that can follow covered incidents.
Electrician insurance policies are commercial insurance policies that have been uniquely crafted to meet the needs of electricians. Most policies are written as package policies that have several coverages within them, and electricians can usually adjust these coverages for their particular situation.
What Businesses in Vermont Need Electrical Contractor Insurance?
Most Vermont businesses that perform residential or commercial electrical work should have electrical contractor insurance in place. This often includes:
- Electricians who work by themselves
- Electricians who own a business and have employees
- Electrical contractor companies
- Electrical service companies
Anyone who’s unsure whether this form of insurance is right for them can get more information by speaking with an insurance agent who specializes in electrical contractor insurance. A specialized agent will have detailed knowledge of what protections a policy may provide, and they can make an informed recommendation regarding whether this or some other insurance is more appropriate.