• Commercial Automobile Coverage
• Business Income Coverage
Dog training can be personally rewarding and financially profitable work, but the work comes with some inherent risks. From property loss to liability lawsuits, dog trainer insurance can protect trainers in Vermont from a range of potential risks.
Dog trainer insurance is specialized commercial insurance for dog trainers. In order to protect trainers against multiple risks, these policies typically are underwritten as package policies that have at least a few coverages in them.
Most Vermont professionals who work as dog trainers should consider carrying dog trainer policies. Not carrying insurance can expose trainers and their businesses to significant risks, and this tends to be the most appropriate type of insurance for dog training professionals.
Professionals who work with dogs in other capacities might have similar coverage needs, but there are frequently slight differences that call for another type of dog-related insurance policy. For instance, dog walkers are usually better served by a dog walker insurance policy than a dog training insurance policy. Other professionals may likewise need policies for their specific services.
Professionals who work with dogs in multiple ways might need one of several different policy types. An insurance agent who specializes in dog training and similar policies can help sort out what policy option would be most suitable in a given situation.
Most of the protections that dog training insurance policies make available are either property or liability coverages. The former generally protect equipment that trainers have, and the latter is normally for situations where a trainer might be held financially liable.
Some of the property coverages that dog trainers might want to look for are:
Some of the liability coverages that trainers might want are:
Trainers who also sit or board dogs might also need care, custody and control coverage. “CCC coverage” normally protects against harm that dogs could sustain while they’re in the care of a trainer.
Premiums for dog training policies vary, as they’re based on a number of different factors. A trainer’s location, size of operation, training provided and past claims history are just a few of the factors that can influence cost.
An independent insurance agent can help trainers find out how much the insurance they need will be. Independent agents are free to compare policies from multiple insurers, for they aren’t linked up with any one insurance company. This makes it easy to compare both coverages and costs when comparing policy options.
Premiums paid for dog trainer policies are usually tax-deductible, provided the policy only protects business endeavors. Before writing the premiums off, though, trainers should consult with a qualified tax professional who can review their particular situation.
For help finding dog trainer insurance, contact the independent insurance agents of Paige & Campbell Insurance. Our Vermont agents can show you several policies from different insurers, and we have the expertise necessary to help you determine which policy is most well-suited for your business. With our assistance, you can have confidence in your chosen insurance.