Commercial Auto Insurance for Vermont Business
Do you or your employees use a car for business purposes? Whether your company owns a fleet of vehicles or employees occasionally use a personal auto for their job, commercial auto use requires commercial auto insurance. Like personal vehicles, Vermont requires commercial vehicles to carry a minimum amount of liability insurance. This important policy will help to protect your business in case of an auto accident.
Commercial auto use spans a wide range of activities, and most personal auto policies exclude all or most business activities from coverage. If you or your employees are engaged in business activities and have an accident, whether in a company-owned vehicle or a personal vehicle, you will need commercial auto insurance to cover your liability. Common business activities requiring coverage include:
- Delivery of business goods
- Renting of a vehicle to others
- Transporting clients or potential clients
- Driving a vehicle equipped with specialized business equipment such as tools, toolboxes, and electronics.