What is Business Interruption Insurance?
Disasters that impact businesses can have effects that last long after a disaster itself is over. Recovering from a fire, burglary, storm or other peril takes time, and during that time a business’ revenue may dip or disappear. Business interruption insurance helps Vermont businesses survive revenue decreases that follow after covered incidents.
Business interruption insurance policies are unique from most other commercial policies. Rather than protecting physical property or offering coverage for liability lawsuits, these policies provide safeguards against certain revenue drops. For businesses that suffer a covered drop in revenue, having business interruption coverage can be the difference between surviving the drop and going bankrupt.

What Vermont Businesses Can Benefit from Business Income Insurance?
Many Vermont businesses can benefit from the protections that business income insurance provides, for few businesses would be able to survive a significant drop in revenue. A few examples of businesses that might need supplemental income for a time after a disaster include:
- Restaurants, which might have a decrease in customer traffic following a disaster
- Motels and hotels, which might go through a long rebuilding process following a disaster
- Manufacturers, which might not have products to sell immediately following a disaster
- Resorts, which might see visitors go to competing resort following a disaster
This is meant only as an illustrative list and is far from exhaustive. Any business that would struggle to pay salaries and bills following a disaster should consider getting a business income policy.
Mike Bancroft is simply an amazing agent. When my business got burglarized, I was so upset and didn't know what to do. I contacted Mike and he was very prompt in calling me back and he put my mind at ease. He made me feel so much better and handled all of the paperwork immediately. His customer service is top notch and I highly recommend him to be your insurance agent!