Many motorcycle owners in Vermont trick out their bike with accessories, aftermarket parts and custom work. They may install parts themselves, or they might hire someone to do work that makes their bike truly unique. If you’ve had aftermarket parts put on your bike or custom work done to it, you’ll want to make sure these modifications are covered by your motorcycle insurance policy.

Motorcycle insurance companies take many factors into account when calculating policy premiums. In addition to considering a rider’s age, record, experience, and location (such as Barre, Vermont), insurers also take into account the bike that the rider owns. If you’re looking to buy a new motorcycle, here are three ways you can keep your future insurance premiums.