While many contractors purchase at least some of the equipment they use, there are situations when it makes sense for a contractor to rent or lease equipment instead of buying it. For instance, renting equipment can help reduce startup costs so new contractors can invest their capital towards other uses. Additionally, both new and established contractors sometimes need a specialized piece of equipment for a one-off project, and renting it is much less expensive than purchasing the equipment. Whatever a contractor's reason for renting equipment is, any contractor that rents or leases equipment should make sure their contractors insurance policy covers the rented equipment.

Contractors, like most business owners, need insurance to protect their company from a variety of potential risks. The risks that contractors face, however, are unique to their industry, and they, therefore, have unique insurance needs. If you’re a contractor in Waterbury, one of the easiest ways to find the insurance policies your company needs is to work with a knowledgeable contractors insurance agent who’s licensed in Vermont. Here are three questions to help you find just such an agent.

Running a contracting service can be a lucrative business, but it often comes with a number of hazards and risks. Consequently, you’ll want to make sure you have a good contractors insurance policy to cover risks and unforeseen accidents in Waitsfield, Vermont.

Unfortunately, no matter how many preventive measures you have in place, work accidents do happen. However, simply because work accidents are not always preventable does not mean you won't face consequences in the form of lawsuits. Since work accidents are inevitable, you may need to protect you and your business with an insurance policy. However, at the same time, the last thing you want is to pay for insurance you don't need. Here is some information that will help you determine whether you need contractors insurance around Bristol, VT.