What is Assault and Battery Insurance?
People can often be held responsible for any damage or injuries that they cause during a physical confrontation, but liability isn’t always limited to only the individuals who are involved in a confrontation. In some cases, businesses are also held responsible for confrontations too. Assault and battery insurance may help protect Vermont businesses in the hospitality industry from this type of potential risk,
Assault and battery insurance is a particular form of commercial liability insurance that’s specifically designed to mitigate a business’ liability in the event of a covered physical confrontation. Like most liability policies, the protection offered by this type of insurance normally helps cover legal fees and settlements that arise from covered claims.
What Vermont Businesses Can Benefit from an Assault and Battery Policy’s Protections?
Assault and battery policies may be used to protect Vermont businesses in several different industries, but this type of insurance is often especially important to businesses in the hospitality industry. Bars, restaurants and clubs are sometimes sued when their patrons get in fights, and having coverage could help mitigate the costs of such a lawsuit.
Other businesses that might want this coverage include festival organizers, entertainment venues, bounty hunters, private investigators and bodyguards. Any business that has employees or customers who get into physical confrontations may benefit from the protections that a policy affords.